Privacy Policy

Overview

Spliteo is a collaborative expense tracking and splitting application that helps groups manage shared expenses. We only collect information necessary to provide our services and ensure fair expense distribution among group members.

Information We Collect

Personal Information You Provide

• Account information: Name, email address, and password when you register
• Profile information: Display name and profile picture (optional)
• Contact information: Email addresses of people you invite to groups
• Payment information: We do not store payment card details - all payments are processed securely through third-party providers

Expense and Group Data

• Expense records: Amounts, descriptions, dates, and categories of shared expenses
• Group information: Group names, member lists, and group settings
• Transaction history: Records of expense splits and settlements
• Currency preferences: Currency settings for groups and calculations

Technical Information

• Device information: IP address, browser type, and device identifiers
• Usage data: How you interact with our application and features used
• Log data: Server logs, error reports, and performance metrics
• Cookies: Authentication tokens and user preferences

How We Use Your Information

• Provide and maintain the expense sharing service
• Calculate and track expense splits accurately among group members
• Send notifications about new expenses, settlements, and group activities
• Facilitate communication between group members regarding expenses
• Improve our application's features and user experience
• Provide customer support and respond to your inquiries
• Ensure security and prevent fraud or abuse
• Comply with legal obligations and enforce our terms of service

Information Sharing and Disclosure

Within Your Groups

Your expense data, name, and email are shared with other members of your expense groups to enable collaborative expense tracking and splitting.

Service Providers

We may share information with trusted third-party service providers who help us operate our application, including hosting, analytics, and customer support services.

Legal Requirements

We may disclose your information if required by law, court order, or to protect our rights, property, or safety, or that of our users.

Data Security

We implement strong security measures to protect your information:

• Encryption in transit and at rest for sensitive data
• Secure authentication systems and session management
• Regular security audits and vulnerability assessments
• Limited access to personal data on a need-to-know basis
• Secure data centers with physical and network security controls

While we implement strong security measures, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but are committed to protecting your information.

Data Retention

We retain your personal information for as long as your account is active or as needed to provide our services. You may delete your account at any time, after which we will delete your personal information within 30 days, except as required for legal compliance or legitimate business purposes.

Your Rights and Choices

• Access: Request a copy of the personal information we hold about you
• Correction: Update or correct inaccurate personal information
• Deletion: Request deletion of your personal information and account
• Data Portability: Request a copy of your data in a portable format
• Opt-out: Unsubscribe from marketing communications
• Restrict Processing: Request limitations on how we process your data

To exercise these rights, contact us at renzobeux@gmail.com or use the account settings in the application.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date. Continued use of our service after changes constitutes acceptance of the updated policy.