The next adventure
From the first flight to the last coffee. Keep every shared cost in one place.
Spliteo.SHARED EXPENSES, SORTED
Life is shared.
Split expenses with friends, the simple way.
See what you owe and who owes you across all your groups, in one place. Split expenses with friends, free on web, iOS and Android.
Scroll to see how it works
6Free groups, unlimited with Premium
100+Currencies, with no forced conversion
$0Transaction fees — settle however you like
FOR THE EVERYDAY & THE GETAWAY
Whatever brings you together.
Big adventures, small routines, and all the shared moments in between.
A place called home
Rent, groceries, internet. Keep the household running and the conversations easy.
Just good company
Dinner, concert tickets, or one more round. Enjoy the moment and sort the split.
ONE APP. BOTH SIDES OF YOUR MONEY.
One app to split expenses
and track your own money.
Split expenses with your groups, track your own budgets and goals, and connect your AI assistant
Share the plans. Split the costs.
Create and organize groups, add members, and manage shared expenses easily.
Your money. Your bigger picture.
Budgets, savings goals and your own transactions — with group expenses synced in automatically.
Premium
Meet your AI assistantYour finances, in your own words.
Connect Claude, ChatGPT or any MCP client and handle your money in plain language — check balances, add expenses, review budgets.
Multi-Currency Groups
Track expenses in several currencies in one group. Balances stay exact in each currency, with no forced conversion.
Simple Settle-Up
Settle up in a few payments with suggested transfers.
Shared Dashboard
View net balance across all groups and currencies in one unified dashboard.
Smart Tracking
Track shared expenses in real time with clear breakdowns and history.
Receipt AttachmentsPremium
Attach receipt photos to expenses for easy reference and record keeping.
Easy Invitations
Invite friends via shareable links or email in just a few clicks.
How It Works
Less setup. More living.
Get started in three simple steps
Create a group
Invite people. Pick a currency.
Add expenses
Add what you paid. We handle the split.
Settle up
See who owes who — settle in fewer payments.
Simple, Transparent Pricing
Choose the plan that works for you. Upgrade or downgrade anytime.
Guides and tools
Free help with splitting trips, rent and everyday costs, whether or not you use Spliteo.
Free calculators
No signup, and nothing you type leaves your browser.
- Split expenses calculator
- Split bills by income
- Rent split calculator
- Split bill calculator
- Gas split calculator
Looking for a Splitwise alternative?
An honest comparison of free plans, daily limits and currencies.
Read the guideHow to split bills with roommates
Rent, utilities and groceries, split in a way everyone agrees on.
Read the guideHow to split travel expenses
Keep a trip fair without spreadsheets or awkward math at the end.
Read the guideFAQ
A little clarity, before you start.
Find answers to common questions about Spliteo
Yes! Spliteo supports multiple currencies within the same group. You can add expenses in different currencies and the app will track each currency separately without forcing conversions. This is perfect for international trips or groups with members in different countries.
No! Spliteo has a unified dashboard where you can see your total balance across all groups at a glance. You'll see who owes you and who you owe across all your groups in one place, making it easy to track your overall financial situation without switching between groups.
Absolutely! Spliteo includes analytics features that help you visualize your spending patterns over time. You can see breakdowns by category, track your expenses across different groups, and get insights into where your money is going. It's a great tool for personal expense tracking in addition to splitting costs with others.
Both. Alongside the group splitting, Spliteo has a full personal finance module: your own transactions, budgets and savings goals, with category analytics. Your share of any group expense syncs into it automatically, so your personal numbers already include what you spend with others — you don't have to enter anything twice.
Yes. Spliteo runs an MCP server, so Claude, ChatGPT or any MCP-compatible client can work with your finances in plain language — check balances, add expenses, review budgets and goals, all from the chat. You set it up in Settings → AI Assistant, and it's available on Premium.
No, Spliteo is a tracking and calculation tool only. It doesn't connect to your bank account or process payments. Instead, it helps you keep track of who owes what and provides optimized settlement plans. You settle debts outside the app using your preferred payment method (cash, bank transfer, Venmo, etc.).
LESS MATH. MORE LIFE.
Make room for
the good stuff.
Free to start, no card required — on web, iOS and Android