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Guides & comparisons· 8 min read

Splitwise Pro Price: $2.99–$39.99 in the US

Splitwise doesn't publish prices; the US App Store lists Pro at $2.99 to $39.99. The 3 plans, free vs Pro, whether it's worth it and how to cancel.

A free plan and a paid plan side by side

If you use Splitwise, sooner or later you’ll see the upgrade screen for Splitwise Pro, usually right when you hit the free plan’s daily expense limit. Before you pay, it helps to know what Pro costs, what it actually adds and whether you need it at all.

Full disclosure: this is the Spliteo blog, and Spliteo is an alternative to Splitwise, so we’re not neutral. To keep this useful anyway, every fact about Splitwise below links to the page it comes from, and we checked all of them on October 2, 2026.

How much Splitwise Pro costs

Splitwise doesn’t publish its prices. Its Pro page and its help center article What is Splitwise Pro? describe the features and the plans, but neither one shows a price. The App Store description says the amount “will vary by plan and country” and that you’ll see the total before your first payment.

The closest thing to a public price list is the In-App Purchases section of the Splitwise listing in each country’s App Store. This is what it showed on October 2, 2026. Every entry has the same name, “Splitwise Pro”, and the table lists each distinct amount once, exactly as the store shows it:

App Store Name in the listing Amounts listed
United States Splitwise Pro $2.99, $3.99, $4.99, $29.99, $39.99
Mexico Splitwise Pro $55.00, $59.00, $79.00, $99.00, $149.00, $799.00, $999.00 (MXN)
Argentina Splitwise Pro USD 2.99, 3.99, 4.99, 7.99, 39.99, 59.99
Spain Splitwise Pro 2,99 €, 3,99 €, 29,99 €, 47,99 €
United Kingdom Splitwise Pro £2.79, £2.99, £3.99, £5.99, £39.99, £47.99

On Google Play (US), the listing gives only a range: “$0.99 - $89.99 per item”.

How to read this:

  • The stores don’t say which amount belongs to which plan. The smaller amounts look like monthly prices and the larger ones like yearly prices, but that is our reading, not something Splitwise or Apple states.
  • Each listing showed ten entries, some of them repeated, so it may not include every price on offer.
  • Prices differ by country and by store. The US App Store tops out at $39.99, while the Argentine one, also in US dollars, goes up to 59.99.

To see the exact price for your account, open the upgrade screen: in the app, go to the Account tab and tap Splitwise Pro. The store shows the total before you pay.

The three Pro plans

According to the help center, there are three plans, and each one includes every Pro feature:

  • Individual + Trip Pass: billed once a year, for one person.
  • Duo + Trip Pass: billed once a year, for two people. After you subscribe, you can add the second person to your subscription.
  • Monthly: billed every month, for one person.

The yearly plans come with one Trip Pass. You can apply it to any trip group you choose, and it gives everyone in that group Pro features for 30 days. The help center mentions it only for the yearly plans, not the monthly one.

What Splitwise Pro adds

The Pro page sells it as “No limits and no ads”. Going by the help center, Pro includes:

  • Unlimited expenses. Free users “can add up to 4 expenses each day”.
  • Currency conversion. Converts the expenses in a group or friendship to your default currency, using Open Exchange Rates at the moment you tap the button.
  • Receipt scanning and itemization. Take a photo of a receipt and assign the items to people.
  • Search across all your expenses.
  • Charts of your spending by category.
  • Default splits, so every new expense in a group is divided the way you set once.
  • Transaction import from a credit or debit card, in some countries only (the Pro page says the US; the help center says “select countries”).
  • No ads, and early access to new features.

The App Store description adds 10GB of cloud storage for high-resolution receipts, plus JSON backups you can download from the website.

One detail that matters for groups: only Pro subscribers can convert currencies or scan receipts, but everyone in the group sees the expenses created that way. So in a group, one subscriber’s scans and conversions show up for everyone.

Splitwise free vs Pro

Feature Free Pro
Expenses Up to 4 a day Unlimited
Several currencies Balances kept separate per currency Also converts everything to one currency
Export Spreadsheet export per friend or group Also a JSON backup of your account
Receipt scanning, itemization Pro only Yes
Search, charts Pro only Yes
Default splits Pro only Yes
Card transaction import Pro only Some countries only
Ads Pro is sold as “no ads” Ad-free

Two things the free plan already does that are easy to miss. It keeps balances in each currency apart (“You owe $12.45 and you are owed £8.72”), so a trip in two currencies works without Pro; you just can’t merge them into one. And spreadsheet export isn’t a Pro feature; only the JSON backup is. The full list of what the free plan does and doesn’t include is in Splitwise free limits.

Is Splitwise Pro worth it?

It depends on how you split, more than on the price:

  • You log a few shared bills a week (rent, utilities, the big grocery run). You’ll rarely hit 4 expenses in a day, so the free plan is probably enough.
  • You travel with friends. A busy travel day easily goes past 4 expenses. Splitwise’s own workaround is to wait for the limit to reset or have a friend add expenses for you. If one person in the group already has a yearly plan, the 30-day Trip Pass can cover the whole group for the trip.
  • You split with a partner. Default splits (for example 60/40) and the Duo plan are aimed at you. Whether that’s worth a yearly fee depends on how often you’d otherwise set the split by hand.
  • You need one currency at the end. Conversion at market rates is a real Pro feature. If you’re happy settling each currency separately, the free plan already does that.
  • You scan a lot of receipts. Scanning and itemization are Pro only.
  • Everyone you split with is already on Splitwise and the free plan works. Then there’s no strong reason to pay, or to switch.

Free alternatives to Splitwise Pro

If the daily limit is the only reason you’re looking at Pro, a free alternative may be enough.

Spliteo (ours, so weigh this accordingly) is free on the web, iOS and Android, and the free plan has no daily or monthly cap on expenses. It also includes:

  • Up to 6 groups (the ones you create plus the ones you join)
  • 3 receipt scans a month
  • 1 budget, 1 savings goal and 1 active recurring expense
  • CSV export of the last 30 days
  • Balances kept per currency, like Splitwise’s free plan, and no ads

What it doesn’t do: there’s no automatic conversion at live exchange rates (when someone pays in another currency, you type the rate yourself), no card transaction import and no default splits. Premium costs US$1.99 a month or US$19.99 a year on the web, or US$59.99 once for lifetime access (web only). The app stores charge their own local prices. Premium adds unlimited groups, 20 receipt scans a month, PDF exports, longer CSV exports, analytics and the connector for AI assistants.

For a one-off split, you don’t need an app at all. Our free split expenses calculator works in the browser with no account: enter what each person paid and it shows who owes whom, in a few payments.

For a closer look, we compare the free plans side by side in Looking for a Splitwise alternative? and add Tricount to the mix in Splitwise vs Tricount vs Spliteo.

How to cancel Splitwise Pro

The help center gives these steps, which also cancel a free trial:

  • In the mobile app: open the Account tab, tap Splitwise Pro, then the option to cancel.
  • On the web (splitwise.com): click your name at the top right, then Your account, then Cancel subscription in the Splitwise Pro section.

If you subscribed through the App Store, the App Store description adds that you can turn off auto-renew there at any time, and that you must do it at least 24 hours before the subscription ends to avoid the renewal.

Refunds depend on where you paid:

  • App Store: follow Apple’s refund steps.
  • Google Play: follow Google Play’s refund steps.
  • Directly through Splitwise (on the web or in the app): request it from Splitwise while logged in. Splitwise says the money comes back within 5 to 10 business days.

Not sure where you paid? If the subscription doesn’t appear in your Apple or Google subscriptions, you most likely bought it from Splitwise directly, and you should have a receipt from Stripe. A refund also cancels the subscription.

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